Best Rates Guaranteed — NMLS Licensed Mortgage Broker. Fast Pre-Approvals.
About
Prime Rate Lending is a licensed mortgage brokerage helping homebuyers and homeowners across Texas find the best loan programs and lowest rates available. With access to 40+ wholesale lenders, we shop the market for you — saving you an average of $4,200 over the life of your loan compared to going directly to a bank. NMLS #198734. Over 2,000 loans funded and $650M+ in total volume since 2015.
Services
Conventional Loans
FHA Loans
VA Loans
Refinance
Featured
Get Pre-Approved in 15 Minutes — No Hard Credit Pull
Know exactly what you can afford before you start house hunting. Our digital pre-approval process is fast, free, and uses a soft credit inquiry that does not affect your score.
“Prime Rate got us a full percent lower than our bank offered. The process was smooth, fast, and the team was available 24/7 to answer our questions. Closed in 21 days.”
— Carlos & Maria G.
“I was overwhelmed by the mortgage process but the team at Prime Rate walked me through every step. They found an FHA program I did not even know I qualified for.”
— Brittany S., First-Time Buyer
“Refinanced our 30-year to a 15-year and our payment only went up by $200/month. Will save us over $90K in interest. Best financial move we ever made.”